Momentum Health is a South African independent medical scheme, registered under the Medical Schemes Act. But life is unpredictable and we can never be sure what unforeseen illness or accidents lie ahead. That’s why Momentum Health first and foremost provides healthcare insurance that will secure our members against the unforeseen – regardless of the plan chosen. What makes our cover so unique is that it includes an affordable, comprehensive and flexible range of healthcare solutions from which to choose the right cover for your needs and pocket.

• save up to 30% on your contribution through the choice of provider
• earn up to R5 400 per adult per year from Momentum’s HealthReturns programme
• enjoy a variety of free preventative care benefits under the Health Platform, including an annual Health Assessment, pregnancy scans and more
• make provision for additional healthcare benefits, such as vitamins, through the HealthSaver
•  access emergency numbers, member details, claims statements and more through your cellphone on our mobisite
•  join Momentum’s wellness programme, Multiply, and receive great discounts from more than 30 providers

Momentum Health’s strategic intent is to provide

• Value for money
•  Affordability and flexibility
•  Efficient and cost-effective administration
• Pre-emptive compliance with the strategic vision of the government for the private sector.

Sustainability

With an A+ credit rating for the past five consecutive years, Momentum Health proudly boasts the ability to settle claims promptly and efficiently, whilst offering members peace of mind that their healthcare interests are in the sound hands of a fully accredited, well established healthcare funder, backed by the Momentum Group.

Available Options

Momentum Health offers affordable and flexible health cover through six different options and caters for all walks of life. Our philosophy is simple, but effective. We always fund the treatment expenses of our members according to the benefits of the option they selected.
Ingwe Option: Capitation option

The Ingwe Option
Itprovides affordable access to entry-level cover at preferred providers. Hospitalisation is available from one of two providers, Ingwe Network (list of private hospitals) or State hospitals, subject to a limit of R900 000 per family per year. Chronic and primary care day-to-day benefits are provided at CareCross or Prime Cure.
Access Option: Capitation option

The Access Option offers hospitalisation at the Access Network of private hospitals. For chronic treatment and day-to-day benefits, such as doctors visits or prescrived medicine, members may choose are available from preferred providers – CareCross, Medicross or Prime Cure
Custom Option

The Custom Option
Designed for members who require unlimited private hospitalisation. There is a co-payment of R950 per authorisation on the Major Medical Benefit, except in the case of motor vehicle accidents and maternity confinements. Members have the flexibility to choose their providers – this choice determines the contribution payable.
Incentive Option

Incentive Option

Designed for members who require unlimited private hospitalisation and average day-to-day cover. Members have the flexibility to choose their in- and out-of-hospital providers which determines the contribution payable. This option provides Savings of 10% of the contribution for day-to-day healthcare expenses, which can be supplemented through the HealthSaver.

The Extender Option

Designed for members who require unlimited private hospitalisation, as well as extensive chronic cover and day-to-day benefits. Members have the flexibility to choose their in- and out-of-hospital providers which determine the contribution payable.

Summit Option

The Summit Option is designed for members who require unlimited private hospitalisation, as well as extensive chronic cover and day-to-day benefits. Members have the Freedom-of-choice to use any provider.